Whether it’s your first-ever mortgage or you’re looking to switch deals, your adviser will use this meeting to understand your financial situation, goals, and preferences. They’ll assess your eligibility and help find the right mortgage based on your needs.
Having the correct paperwork ready is key to avoiding delays:
Before the appointment, review your own finances. Know your:
This will help you speak confidently about your situation and allow the adviser to quickly assess what you qualify for.
By the end of your appointment, you should have a clear idea of your options and next steps. A good adviser will walk you through what to expect, timelines, and any documents still needed.
Being well-prepared not only speeds up the process but shows lenders you’re serious and responsible. It’s a simple step that sets the foundation for a successful mortgage journey.