Helping you find the perfect mortgage solution tailored to your circumstances and financial goals.
We offer a comprehensive range of mortgage and protection services to help you secure your dream home and protect your future.
With over 30 years of combined experience in the mortgage industry, our team at Friends Capital has helped over 3,000 clients across Sheffield and the UK secure their ideal mortgage solutions.
Our team of expert advisers takes the time to understand your unique circumstances and financial goals, providing personalised advice and dedicated support throughout every step of your mortgage journey.
Friends Capital Ltd is authorised and regulated by the Financial Conduct Authority (FRN 650114). Our advisers, including Robert Wilson-Rust, Tiffany Taylor, and Katie Stoker, all CeMAP-qualified, provide independent, whole-of-market advice, meaning our recommendations aren't limited to a small panel of lenders. Meet the team →
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Common questions about working with Friends Capital.
What does a mortgage broker do?
A mortgage broker searches the market on your behalf to find a suitable mortgage, handles the application process, and deals with the lender directly. Rather than approaching one bank and hoping they say yes, we compare options across many lenders to find one that fits your circumstances.
Is your mortgage advice free?
We don't charge a fee for an initial consultation. There may be a fee for arranging your mortgage, typically £795, depending on your circumstances - we'll always confirm this upfront before you commit to anything.
Are you whole-of-market?
Yes. We aren't tied to a limited panel of lenders, so our recommendations are based on what's actually right for you, not what's on a restricted list.
How long does it take to get a mortgage offer?
It varies by lender and your circumstances, but a typical mortgage offer takes 2-4 weeks from a complete application. We'll give you a realistic timeline once we understand your situation.
Do I need a broker if I've already found a good rate online?
Often, yes - the advertised rate isn't always the one you'll be offered once a lender assesses your full circumstances, and brokers have access to deals that aren't available directly to the public.
Are you regulated by the FCA?
Yes, Friends Capital Ltd is authorised and regulated by the Financial Conduct Authority, FRN 650114.
Have a question about mortgages or want to book a consultation?
Fill out the form and one of our expert advisers will get back to you shortly.
0800 862 0811
info@friendscapital.co.uk
Beehive Works, Milton Street,
Sheffield S3 7WL
Monday - Thursday: 9:00am - 5:30pm
Friday: 9:00am - 3:00pm