Modern stylish living room with light gray sofa and houseplant

Your Mortgage Journey

From finding your dream home to completing the purchase, we'll guide you through every step of the mortgage process.

Find Your Mortgage Options

Find Your Mortgage Options

Find Your Mortgage Options

Find Your Mortgage Options

Find Your Mortgage Options

Find Your Mortgage Options

Find Your Mortgage Options

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Mortgage Options

Whether you're a first-time buyer, moving home, or investing in property, we have the expertise to guide you through the process.

First Time Buyer

Taking your first step onto the property ladder? Our expert advisers will guide you through the entire process, from deposit to completion.

Home Movers

Looking to move up the property ladder? We'll help you navigate the complexities of selling your current home while purchasing a new one.

Buy-to-Let

Investing in property? Our specialists will help you find the right buy-to-let mortgage to maximise your investment potential.

Shared Ownership

Buy a share of a property and pay rent on the rest. A great option if you can't quite afford the mortgage on 100% of a home.

Mortgages for Over 50s

Specialised mortgage options for those over 50 looking to move or purchase an additional property.

Remortgage

Thinking about changing your mortgage? Whether you want to cut monthly costs, tap into your home’s value or tidy up existing debts, our experts are here to help you find the most suitable remortgage solution.

Self-Employed Mortgage

Being self-employed shouldn’t hold you back from buying a home. Whether you’re a contractor, freelancer or business owner, we’ll take the time to understand your income and find a mortgage that works for your circumstances.

Mortgages with Bad credit

A less-than-perfect credit record doesn’t have to mean giving up on owning a home. Our specialist advisers can explore lenders and options designed to help you move forward, even if your credit history has a few bumps.

The Property Purchase Process

Buying a property involves several key steps. Here's what you can expect during the purchase process.

Determine Your Budget

Understand how much you can afford to borrow and what your monthly payments might be. Consider additional costs like stamp duty, legal fees, and moving expenses.

Get a Mortgage in Principle

This gives you an indication of what you might be able to borrow, making you a more attractive buyer when you make an offer.

Find Your Property

Search for properties within your budget, considering location, property type, and your specific requirements.

Make an Offer

When you've found a property you like, make an offer through the estate agent, who will negotiate on your behalf.

Legal Process & Surveys

Once your offer is accepted, you'll need a solicitor to handle the legal work and a surveyor to check the property's condition.

Exchange & Completion

Exchange of contracts makes the deal legally binding. Completion is when you get the keys and the property becomes yours.